Payments that work — and integrate with everything else.

Send us your last two or three merchant statements. We'll calculate your effective rate (total fees ÷ total volume) and compare it against what you'd pay on a transparent interchange-plus structure. Most businesses we analyze are paying 0.3%–0.8% more than they should be — on $500K in annual volume, that's $1,500–$4,000 per year.

No. We schedule transitions to minimize disruption — typically deploying new equipment or activating new accounts during off-hours or over a weekend. Number portability means you keep your existing merchant ID in most cases, and existing terminals can often be reprogrammed rather than replaced.

A payment gateway is the software layer that transmits card data from your website or terminal to the processor. The processor is the financial institution that actually moves the money. Some providers bundle both; others are separate. We help you determine which combination makes sense for your setup and volume.

We work with businesses of all sizes — from single-location retail shops to multi-location service businesses. We have particular experience with healthcare practices, legal firms, retailers, and restaurants. Industry type can affect interchange rates and terminal requirements, which is part of what we assess upfront.

Yes — any business that accepts credit cards is required to maintain PCI DSS compliance. The level of compliance required depends on your transaction volume and how you process cards. We walk clients through the self-assessment questionnaire and help ensure their setup meets the requirements, which also helps avoid non-compliance fees that processors often charge.